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Health Facts

Denied Health Insurance – What to Do If You Are Denied

You never think about it until it happens to you. You apply for health care coverage fully expecting that you will be covered. Instead, you get a letter or an email informing you that you have been denied health insurance. There are a number of reasons why an insurance provider would deny you coverage. Possibly the top reason is because of a preexisting condition. However, other reasons, such as being overweight and even poor credit, can cause a provider to reject your application. Being denied insurance is not the end of the world. You have several recourses available to you that can help you get the insurance you need.
Talk to the health insurance provider to see why they rejected your application for insurance. Generally, the insurance carrier will tell you why you were denied health insurance. If it is something you can fix, such as being overweight then work on correcting the issue. However, if it due to a preexisting condition, then you will need to take other action. Ask the insurance company if they will insure you based on a contingency, such as a waiting period before they cover the medical bills for your condition.
Another option is to check with other health insurance providers. Each insurance company has their own guidelines when it comes to underwriting a policy. Even though one company may have rejected your application does not mean you will be denied health insurance at all of them. A good way to find out who is willing to extend coverage to you is to visit a website that allows you to get quotes from multiple insurance companies at the same time. Instead of wasting time filling out several applications, you will only have to enter information once and the insurance companies will advise you of their answer. This will save you a lot of time.
If you are still having trouble getting standard insurance from carrier, see if you will qualify under a different type of plan. There are several types of insurance plans you can sign up for including HMO, PPO, Point of Sale, Fee for Service, High Deductible Health Plans, and Catastrophic insurance. You may not get the exact coverage you need but having some coverage is better than being completely uninsured. Lastly, if you continue to be denied health insurance from private insurers, contact your local government assistance office to see if you qualify for a government funded program.
If you need assistance in locating particular coverages at a pre-determined price, we can help you find a reduce health insurance premium today.…

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General Article

Lasik Eye Surgery Options

Lasik Eye Surgery Options

Are you wearing contact lenses or glasses yet you find it a bit inconvenient? Well, here are some Lasik eye surgery options that will surely give you a 20/20 vision like what normal eyes will have!

Lasik’s primary goal is reducing or eliminating some of the common refractive errors such as farsightedness, nearsightedness as well as astigmatism which will also lessen the need on relying on those contacts and glasses.

The correction using Lasik vision has gained higher rate of satisfaction from patients as compared to other elective surgeries as revealed by scientific studies survey that was conducted for 10 years all over the world. Lasik is definitely one of the newest technological advances that have delivered much better results than expected.

With Lasik, more and more patients are enjoying a 20/20 vision or even much better, something that is definitely functional and useful at the same time.

Lasik Options Made Available for You

At present, there are already three primary Lasik options where you will be choosing what fits your eyes.

• Conventional Lasik – this is something that will correct your eyes’ vision depending on the prescription that you have for your glasses or contacts. Your correction of vision level will be identified through the typical vision test: “Which is better, this or that?” The refractive error types that it can correct include astigmatism, farsightedness and nearsightedness.

• Wavefront-guided Lasik – also known as custom Lasik sometimes, this certain option among the different Lasik options is creating a customized map of the current aberrations that are of higher order in order to correct the refractive error and more subtle eyes problems. In some instances, existing aberrations of high order are already severe that a special treatment is already needed.

• Wavefront-optimized Lasik – a newer Lasik options technology correcting refractive errors and at the same time, accounting for the eyes’ natural curvature and each eye’s unique characteristics. Since among the Lasik options this one is following the eye’s shape more closely, there are lesser risks that subtle problems in the vision will be induced, known as high order aberrations, as compared to conventional Lasik. These aberrations might already include slight blurring; visual contrast that is less clear as well as halos, starbursts and mild glare surrounding lights at nighttime.

When choosing the Lasik options that best suit you, you should always consult with your eye doctor who will be able to give you the answer that you need. But rest assured that all these Lasik options are effective, safe and with high rates of satisfaction. These Lasik options will definitely give you back your eyes that have 20/20 vision in due time, faster than any of those elective surgeries.…

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Healthy Nutrition

Chin Acne – Vitamin A For Treatment

Acne is a common skin condition that occurs in teenagers and adults alike. Acne is caused by clogged pores, and can happen in any parts of the body. Acne that develops on the chin is called chin acne.
Chin acne is often regarded as an embarrassing problem that must be gotten rid of. Today, many different treatments are available to cure acne on the chin. Over-the-counter and prescribed medications are most common, but there are also other forms of natural treatments as well. It is believed that to cure acne, the best way is through holistic approaches.
One of the methods regarded as safe and natural to cure acne is by consuming vitamin A, which is necessary for the body to heal the skin. It is also a good support against colds and flu. When consumed in the right dose, vitamin A can cure the most severe acne conditions.
There are several foods that contain a good dose of vitamin A. Some fruits like mangoes, sweet potatoes, watermelon and peaches are excellent sources of vitamin A, as well as vegetables such as carrots, green-leafy vegetables and also animal livers and fish oil. To help cure chin acne, it is advised to include these foods in your daily diet.
Another alternative source for vitamin A is a drug known as retinoid. This type of drug has been used to cure acne, but consuming the drug may cause unwanted side effects in patients. Dryness, lip inflammation and even depression are several harmful side effects that may happen to patients taking retinoid, so the consumption of retinoid should be under the close monitoring of a medical expert. Pregnant women should also avoid taking retinoid, as it may cause birth defects. Breastfeeding women should avoid this drug as well.…

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General Article

The Importance of Following Doctor’s Orders

The Importance of Following Doctor’s Orders

As I write this, I am waiting to see if we need to make a one hundred mile one way trip to take care of my mother-in-law. She had surgery today, and has already taken the bandage off. The surgery involved an artery and a vein. It’s still bleeding.

She took it off because it bled through, and was “dirty.” It was against doctor’s orders, but it didn’t stop her. Now, we don’t know what has happened to the surgery site, the reason for the surgery and/or whether or not this bleeding could be life threatening.

It’s not the first time I’ve dealt with a patient who doesn’t follow orders. Some try to walk before it’s safe after leg, ankle or foot surgery, Others take the bandages off to soon. Some eat before surgery and really regret it afterwards. All of these can cause preventable problems.

It’s easy to ignore a doctor’s advice, and many, if not most of us do it at some point in time. When the order is over something minor, we may even get away with think we do. What happens when it’s a big deal?

This particular surgery involves an artery and a vein in the arm. If it were the leg, it would be an immediate threat to life and limb, but there is a bit more lag time for an arm. Not leeway, though. No, this is a serious and potentially deadly problem.

Several things could pose life threatening problems. If the bleeding can’t be stopped, it won’t take all that long to bleed to death. This surgery site is nearby all those bleeders wrist slitters use. Sound sinister? It is and it is not to be played around with.

The reason for surgery can also pose problems. There are a lot of reasons for surgery in this region; carpal tunnel is but a short distance down the arm and surgeries for breaks, ligament and cartilage damage could be feasible. In this instance, it is installing a stent to prepare a patient for dialysis.

Sound simple? Not really. A connection has to be made between an artery and a vein. Because these vessels are always under pressure, bleeding can pose a serious risk, even if you do what the doctor tells you. Take the bandage off too soon and you invite disaster.

I often write articles from a personal perspective, but usually not this serious of an issue. Please look at this article as if it was written by your child, your spouse or other loving relatives. If your doctor tells you to do this or avoid that, it is for a good reason. If you want to prevent your family from the sleepless night we now look forward to, please follow your doctor’s instructions.…